Everyday Accounts
Everyday Options Account
Our Everyday Options Account is our most popular everyday account packed with great benefits. It offers all-access banking with no monthly account keeping fees.
Open now in under 5 minutes
Everyday Accounts
Everyday Options Account
Our Everyday Options Account is our most popular everyday account packed with great benefits. It offers all-access banking with no monthly account keeping fees.
Open now in under 5 minutes
Our other everyday accounts
Your security is our top priority. We’re committed to protecting your information and providing you with a safe banking environment.
Enjoy cashback into your account when you use your eligible Suncorp Bank Visa Debit card1 to shop. No promo codes, no additional apps.
Enjoy cashback into your account when you use your eligible Suncorp Bank Visa Debit card1 to shop. No promo codes, no additional apps.
What’s carbon neutral certification?
Carbon neutral certification is given to an organisation when they demonstrate a commitment to reduce emissions by supporting environmental projects to effectively reduce and offset their greenhouse gas emissions during an agreed time period.
In Australia, carbon neutral certification is governed by Climate Active.
We've teamed up with OzHarvest to help deliver 1,555,116 meals to people in need across Australia.
Find out about the Food Savings Challenge to see how Suncorp Bank & OzHarvest are committed to helping you save food, money and the planet.
We've teamed up with OzHarvest to help deliver 1,555,116 meals to people in need across Australia.
Find out about the Food Savings Challenge to see how Suncorp Bank & OzHarvest are committed to helping you save food, money and the planet.
Compare our accounts
Fast, secure and easy access to your money with the Suncorp Bank App
Log in quickly and securely
Use Touch ID, Face ID^ or a 4-digit PIN.
Move your money
Transfer funds, pay bills and set up recurring payments, including BPAY® and Osko fast payments.++
Budget better
Know how much you’re spending by category with the Suncorp Bank Dollar Tracker.
Stay in control
Instantly lock and unlock your Visa Debit card if you misplace it.
Bank your way
Access your account with the award-winning Suncorp Bank App and Internet Banking
Pay bills with BPAY® and make Osko fast payments++ in the Suncorp Bank App
Fee-free# cash withdrawals at any Suncorp Bank ATM, atmx or Big 4 ATM
Existing Customers
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Frequently asked questions
To open an account for either yourself or a company, you’ll need to provide proof of identity. For a full list of document types and requirements, read the Personal Identification Requirements page.
After you’ve opened up a new Suncorp Bank Everyday, Savings or Business account, you can easily move any regular payments to your new account online via the Suncorp Bank Account Switching self-service tool.
From here, you can import information you’ve stored with other banks, such as payees and billers, as well as download a summary of direct debits, credits and other regular transfers.
For a step-by-step guide on the process, head to our switching accounts page.
Suncorp Bank customers can do all their everyday banking from the Suncorp Bank App, including:
- view account balances
- set up and use Apple Pay® or Google Pay™ with your Visa Debit card as soon as you're approved for an everyday transaction account
- Pay someone in under a minute to participating banks with Osko fast payments++
- set up your PayID to make getting paid simpler^
- temporarily lock your Visa Debit card if it's been lost or stolen
- set or reset your card PIN
- view, download and share eStatements, and
- open new bank accounts.
To make sure your salary is deposited into your Suncorp Bank account, you’ll need to give your employer your BSB and account number. Suncorp Bank’s BSB number is 484-799 for all accounts.
To make this a little easier, jump into Internet Banking to access an easy-to-use email template that pre-fills your account number.
This can also be done via the Suncorp Bank App by following the below steps:
- In ‘Manage banking’ tap ‘Set up salary deposit’
- Complete the Set up salary deposit form
- We’ll provide you with a PDF for you to provide to your employer
Things you should know
Deposit Products are issued by Suncorp-Metway Ltd (“Suncorp Bank”) ABN 66 010 831 722 AFSL No 229882. Please read the relevant Product Information Document and Terms & Conditions before opening an account. Fees, charges, terms and conditions apply and are available on request.
§ The features and fees listed on this page apply to the following accounts: Everyday Options Account, Carbon Insights Account and Everyday Essentials Account. Other Suncorp Bank accounts, including those account types which are no longer for sale, may have different fees and features to the accounts shown here. Please contact us or check the relevant Schedule of Fees & Charges for more information.
1. A Suncorp Bank Visa Debit Card is required.
2. To be eligible for a Suncorp Bank Visa Debit card you must be 16 years of age or older. If not eligible you will receive a Suncorp Bank eftpos card.
3. Some transactions which may cause the account to become overdrawn include fees and other transactions that occur when Suncorp Bank is processing offline. If your account becomes overdrawn and has a negative balance we will not charge overdrawn fees or interest on the Everyday Essentials account or Carbon Insights Account.
4. flexiRates can only be opened and accessed online.
5. The carbon emissions data provided is an estimate only and calculated using data provided by Cogo (a third party provider) relating to industry averages of carbon emissions per dollar spent for different merchant types (Industry Data). Calculations are based on averages only and are not specific to each item purchased at individual merchants and do not reflect individual merchants sustainability practices.
Apple, the Apple logo, Apple Pay and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries and regions.
App Store is a service mark of Apple Inc.
Google Wallet, The Google Wallet logo, Google Pay, The Google Pay logo, Google Play and the Google Play logo are trademarks of Google LLC.
Android is a trademark of Google LLC.
+An Eligible Card is a Suncorp Bank Visa Debit card linked to Suncorp Bank personal transaction account (“Eligible Account”) for customers aged 18 or over. An Eligible Account does not include Suncorp Bank Growth Saver Account, Kids Savings Account or Suncorp Bank PayLater Account.
++Osko fast payments can only be made to a PayID or to the BSB and account number of an Osko enabled account at another Osko participating financial institution via the Suncorp Bank App, Internet Banking or by visiting a Suncorp Bank branch. Osko fast payments cannot be made from or to Passbook accounts, loan accounts (other than line of credit and overdraft facilities), Farm Management Deposit Accounts, PayLater accounts and Fixed Term Deposits. Osko fast payments cannot be made from Kids Savings Accounts, Agent’s Statutory Trust Accounts (Qld, NSW) and Solicitor’s Trust Accounts (Qld) but can be made to them. Staff assisted Osko fast payments cannot be made in branch from Carbon Insights Account and Sub-Accounts, Everyday Options Sub-Accounts, Business Saver Accounts or eOptionsAccounts. Payments from an Account which requires 2 or more persons to sign to withdraw, future-dated and recurring payments and Business Payment Credits will not be made as an Osko fast payment. For full details about terms and restrictions that apply to Osko fast payments please read our Terms and Conditions for Suncorp Bank Accounts and Continuing Credit Accounts and the Product Information Document applicable to your account.
# Terms and conditions apply. Find out more on our Suncorp Bank ATMs page.
^ FaceID login is available on the iPhone X and later models. Please refer to our Suncorp Bank App terms and conditions before using.
^^ A PayID can only be created for personal accounts via the Suncorp Bank App or for business accounts by calling us on 13 11 75 or visiting a branch. Terms, conditions and eligibility criteria apply to PayID creation, please refer to the Product Information Document, Schedule of Fees and Charges and PayID Terms and Conditions, as applicable to your account. A PayID cannot be created in connection with a Passbook Account, Kids Savings Accounts, loan accounts (other than line of credit and overdraft facilities), Farm Management Deposit Accounts, PayLater Accounts and Fixed Term Deposits. Certain types of mobile numbers (eg. international numbers) and email addresses may not be in a format which is compatible with our PayID requirements and, therefore, cannot be created as a PayID.
What’s carbon neutral certification?
Carbon neutral certification is given to an organisation when they demonstrate a commitment to reduce emissions by supporting environmental projects to effectively reduce and offset their greenhouse gas emissions during an agreed time period.
In Australia, carbon neutral certification is governed by Climate Active.
