Everyday Accounts
Everyday Options Account
Our Everyday Options Account is packed with great benefits. It offers all-access banking with no monthly account keeping fees§.
Open now in under 5 minutes
Our other everyday accounts
Banking you can feel good about
No foreign currency conversion fees
Suncorp Bank can help make spending overseas easier.
For eligible account holders with a Suncorp Bank Visa Debit card, Suncorp Bank has no foreign currency conversion fees† and no cash advance fees for withdrawals at ATMs outside of Australia>.
Earn cashback with Feel Good Rewards
Get cashback on exciting retail and dining offers. No promo code or special app needed.
Feel Good Rewards has great deals on some of Australia’s favourite brands. It’s easy: just make an eligible purchase# with an eligible Suncorp Bank Visa Debit card.‡ You can earn cashback at participating retailers, restaurants and more.
Your security is our top priority
We go to great lengths to help keep your money safe online.
Suncorp Bank applies a range of security measures to keep your personal information safe. We use security options such as real-time fraud monitoring, secure encryption and 2-factor authentication.
Banking you can feel good about
No foreign currency conversion fees
Suncorp Bank can help make spending overseas easier.
For eligible account holders with a Suncorp Bank Visa Debit card, Suncorp Bank has no foreign currency conversion fees† and no cash advance fees for withdrawals at ATMs outside of Australia>.
Earn cashback with Feel Good Rewards
Get cashback on exciting retail and dining offers. No promo code or special app needed.
Feel Good Rewards has great deals on some of Australia’s favourite brands. It’s easy: just make an eligible purchase# with an eligible Suncorp Bank Visa Debit card.‡ You can earn cashback at participating retailers, restaurants and more.
Your security is our top priority
We go to great lengths to help keep your money safe online.
Suncorp Bank applies a range of security measures to keep your personal information safe. We use security options such as real-time fraud monitoring, secure encryption and 2-factor authentication.
Fast, secure and easy access to your money with the Suncorp Bank App
Log in quickly and securely
Use Touch ID, Face IDß or a 4-digit PIN.
Move your money
Transfer funds, pay bills and set up recurring payments, including BPAY® and Osko fast payments.++
Budget better
Know how much you’re spending by category with the Suncorp Bank Dollar Tracker.
Stay in control
Instantly lock and unlock your Visa Debit card if you misplace it.
Bank your way
Access your account with the award-winning Suncorp Bank App and Internet Banking
Pay bills with BPAY® and make Osko fast payments++ in the Suncorp Bank App
Fee-free¢ cash withdrawals at any Suncorp Bank ATM, atmx or Big 4 ATM
Existing Customers
Already bank with us?
We’re here to help
Frequently asked questions
To open an account for either yourself or a company, you’ll need to provide proof of identity. For a full list of document types and requirements, read the Personal Identification Requirements page.
After you’ve opened up a new Suncorp Bank Everyday, Savings or Business account, you can easily move any regular payments to your new account online via the Suncorp Bank Account Switching self-service tool.
From here, you can import information you’ve stored with other banks, such as payees and billers, as well as download a summary of direct debits, credits and other regular transfers.
For a step-by-step guide on the process, head to our switching accounts page.
Suncorp Bank customers can do all their everyday banking from the Suncorp Bank App, including:
- view account balances
- set up and use Apple Pay® or Google Pay™ with your Visa Debit card as soon as you're approved for an everyday transaction account
- Pay someone in under a minute to participating banks with Osko fast payments++
- set up your PayID to make getting paid simpler^
- temporarily lock your Visa Debit card if it's been lost or stolen
- set or reset your card PIN
- view, download and share eStatements, and
- open new bank accounts.
To make sure your salary is deposited into your Suncorp Bank account, you’ll need to give your employer your BSB and account number. Suncorp Bank’s BSB number is 484-799 for all accounts.
To make this a little easier, jump into Internet Banking to access an easy-to-use email template that pre-fills your account number.
This can also be done via the Suncorp Bank App by following the below steps:
- In ‘Manage banking’ tap ‘Set up salary deposit’
- Complete the Set up salary deposit form
- We’ll provide you with a PDF for you to provide to your employer
Things you should know
Home Loan, Personal and Business Banking products are issued by Suncorp Bank (Norfina Limited ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence 229882) to approved applicants only. Eligibility criteria, conditions, fees and charges apply and are available on request. Please read the relevant Product Information Document and terms and conditions before making any decisions about whether to acquire a product.
++Osko fast payments can only be made to a PayID or to the BSB and account number of an Osko enabled account at another Osko participating financial institution via the Suncorp Bank App, Internet Banking or by visiting a Suncorp Bank branch. Osko fast payments cannot be made from or to Passbook accounts, loan accounts (other than line of credit and overdraft facilities), Farm Management Deposit Accounts, PayLater accounts and Fixed Term Deposits. Osko fast payments cannot be made from Kids Savings Accounts, Agent’s Statutory Trust Accounts (QLD, NSW) and Solicitor’s Trust Accounts (QLD) but can be made to them. Staff assisted Osko fast payments cannot be made in branch from Carbon Insights Account and Sub-Accounts, Everyday Options Sub-Accounts, Business Saver Accounts or eOptionsAccounts. Payments from an Account which requires 2 or more persons to sign to withdraw, future-dated and recurring payments and Business Payment Credits will not be made as an Osko fast payment. For full details about terms and restrictions that apply to Osko fast payments please read our Terms and Conditions for Suncorp Bank Accounts and Continuing Credit Accounts and the Product Information Document applicable to your account.
† A Suncorp Bank Visa Debit Card is required. Suncorp Bank Visa Debit Cards are not available to overseas residents, Trustee accounts, accounts where the number to sign to operate is two or more (no form of card access is allowed) or minors. Suncorp Bank Visa Debit Cards must have an account linked as Primary Credit Relationship. Each customer may only have one Suncorp Bank Visa Debit Card per Primary Credit account.
#An eligible purchase is one completed via the Visa network with your eligible card, that satisfies the terms and conditions associated with each offer as provided by each participating merchant from time to time. You can choose the Visa network when prompted to do so, or selecting "credit” when completing a debit card transaction or using Visa payWave. Purchases made using an online payment platform (such as PayPal) are not eligible, even when an eligible card is linked to that online payment platform.
>Terms and conditions apply. Find out more on our Suncorp Bank ATMs page. Suncorp Bank does not charge foreign conversion fees or cash advance fees on overseas ATMs for Everyday Options, Everyday Essentials and Carbon Insights Account holders with a linked Visa Debit Card. Some overseas ATM providers may charge you fees for transactions. For more information, please read the relevant Product Information Document & Terms and Conditions applicable to your account.
§ The features and fees listed on this page apply to the following accounts: Everyday Options Account, Carbon Insights Account and Everyday Essentials Account. Other Suncorp Bank accounts, including those account types which are no longer for sale, may have different fees and features to the accounts shown here. Please contact us or check the relevant schedule of fees and charges for more information.
£ Some transactions which may cause the account to become overdrawn include fees and other transactions that occur when Suncorp Bank is processing offline. If your account becomes overdrawn and has a negative balance we will not charge overdrawn fees or interest on the Everyday Essentials or Carbon Insights Account.
ƒ flexiRates allows you to earn higher interest rates by locking away a portion of your savings within your account for periods up to 12 months. flexiRates can only be opened and accessed online.
» The carbon emissions data provided is an estimate only and calculated using data provided by Cogo (a third party provider) relating to industry averages of carbon emissions per dollar spent for different merchant types (Industry Data). Calculations are based on averages only and are not specific to each item purchased at individual merchants and do not reflect individual merchants sustainability practices.
‡ An Eligible Card is a Suncorp Bank Visa Debit Card linked to Suncorp Bank personal transaction account (“Eligible Account”) for customers aged 18 or over. An Eligible Account does not include Suncorp Bank Growth Saver Account, Kids Savings Account or Suncorp Bank PayLater Account.
¢ Suncorp Bank is a member of the atmx by Armaguard (atmx) ATM Network. The deposit is taken by Armaguard on behalf of Suncorp Bank (Norfina Limited ABN 66 010 831 722 AFSL No 229882) at all atmx ATMs. Fee-free access applies to the following transactions: a successful cash withdrawal, account balance enquiry, PIN change, transfer between Suncorp Bank accounts, or a cash deposit using a Suncorp Bank Visa Debit or Suncorp Bank eftpos Card. Daily withdrawal limits apply. Deposit up to 90 notes per transaction. Cheques deposits are not accepted at atmx ATMs for Suncorp Bank Customers. Terms and conditions apply. Find out more on our Suncorp Bank ATMs page.
ß Face ID login is available on the iPhone X and later models. Please refer to our Mobile Banking/Suncorp Bank App terms and conditions before using.
^ You can only create a PayID for your personal account via the Suncorp Bank App. For business accounts, you can only create a PayID through Internet Banking, by calling us on 13 11 75 or visiting a branch.
Terms, conditions and eligibility criteria apply to PayID creation, please refer to the Product Information Document, Schedule of Fees and Charges and PayID Terms and Conditions, as applicable to your account. A PayID cannot be created in connection with a Passbook Account, Kids Savings Accounts, loan accounts (other than line of credit and overdraft facilities), Farm Management Deposit Accounts, PayLater Accounts and Fixed Term Deposits. Certain types of mobile numbers (eg. international numbers) and email addresses may not be in a format which is compatible with our PayID requirements and, therefore, cannot be created as a PayID.
Apple, the Apple logo, Apple Pay and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries and regions.
App Store is a service mark of Apple Inc.
Google Wallet, The Google Wallet logo, Google Pay, The Google Pay logo, Google Play and the Google Play logo are trademarks of Google LLC.
Android is a trademark of Google LLC.
