How secure is an Apple Pay® transaction?

Apple Pay uses security features built-in to the hardware and software of your device to help protect your transactions. In addition, to use Apple Pay, you must have a passcode set on your device and, optionally, Face ID or Touch ID.

Your Apple Pay transactions are kept secure in several ways, including:

• Your Apple device security settings, like Face ID, Touch ID or your passcode.
• Plastic card details are not shown in the Wallet app or shared with the merchant when used in store.
• You’ll receive notifications about where your transaction occurred along with the merchant’s name and amount of payment or refund.

In addition, Suncorp Bank monitors your transaction history 24/7, to identify any unusual activity. For further information on Apple Pay security, visit the Apple support page.