What’s the maximum amount I can purchase using Visa payWave without a PIN?

You won’t need to enter your PIN for purchases up to $200 with payWave Australia-wide, however for purchases over $200, you’ll need to enter your PIN. If you use an ATM or swipe or insert your card at an EFTPOS terminal, you’ll still need to enter your PIN.^*

^*Each Visa payWave card has a chip on the front, which safely transmits your payment via multiple layers of protection that keep your card secure. Visa payWave terminals can only make one transaction per card, at a time. However, in the unlikely event that you’ve been double-charged for your purchase, this could be because of a glitch with the merchant, not the card or terminal itself.