How can I get the most out of my Balance Transfer? 

To get the most out of your Balance Transfer it is important that you follow the below recommendations:

• Make additional payments (more than the Minimum Payment Due) throughout the promotional period to reduce the amount you owe.
• Ensure you pay the outstanding balance prior to the end of the Balance Transfer offer. Any outstanding balances that were transferred will revert to the Cash Advance Rate at the end of the promotional period.
• Track any additional spending on the credit card as it will incur the applicable purchase interest rate.
• Close other credit cards and loan accounts once they have been repaid. The benefits of doing this are discussed in the question below.