Joint Deposit Accounts

With $0 monthly account keeping fees on all Suncorp Bank deposit accounts, it's even easier to save for your goals.

Open a joint transaction or savings account online in just a few minutes.

Help us choose an account

Why choose a Suncorp Bank Everyday Account?

No monthly fees, forever
With no deposit requirements or other strings attached

No foreign currency conversion fees
on Visa Debit card^† purchases online and overseas

Receive a Visa Debit card^†
so you access cash, shop online or instore, or go cardless with Apple Pay® and Google Pay™

Everyday Options Account

Bank online, in branch and by phone plus you can spend, save and budget better with sub-accounts and flexiRates.^ƒ

Sub-accounts to help you plan and save
Open up to 9 sub-accounts for your spending and saving goals

Lock in higher rates
Reduce the temptation to spend by setting aside savings in your Everyday Options Account with flexiRates

In-person and online access to your money
Enjoy easy 24/7 access online, plus branches and phone banking should you need it.

Open now

Open now in under 5 minutes

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Carbon Insights Account

With this online-only transaction account, you can view an estimate of carbon emissions for your transactions, calculated by matching each transaction to an industry, and multiplying spend by an average emission factor for that industry^».

View your carbon emissions
View an estimate of your carbon emissions^» in the Suncorp Bank App.

Digital only access helps reduce your carbon footprint
Reduce your impact on the environment by leaving paper statements behind.

Sub-accounts to help you plan and save
Open up to 9 sub-accounts for your spending and saving goals

Lock in higher rates
Reduce the temptation to spend by setting aside savings in your Carbon Insights Account with flexiRates.

Overdraft prevention
Prevents most transactions from overdrawing your account.^£

Open now

Open now in under 5 minutes

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Everyday Essentials Account

For low-income earners and government benefit recipients, this account helps prevent overdrawing^£ and can be accessed online, in branch and by phone.

Overdraft prevention
Prevents most transactions from overdrawing your account.^£

In-person and online access to your money
Enjoy easy 24/7 access online, plus branches and phone banking should you need it.

Open now

Open now in under 5 minutes

Learn more

Why choose a Suncorp Bank savings account or term deposit?

No monthly fees, forever
With no deposit requirements or other strings attached

Earn interest on every dollar
No minimum monthly deposit required to earn interest

Safe and secure
Deposits up to $250k are guaranteed

Save every month

Growth Saver Account

Grow your savings faster with monthly bonus interest.

Growth Saver interest rate

variable rate

⁶

Standard interest
variable rate

⁶

Bonus interest
variable rate

Why a Growth Saver Account?

Earn bonus interest every month
When you grow your net balance by $200 or more (excluding interest) and make no more than one withdrawal.

Good for saving steadily towards a goal
Like a home deposit or a holiday

Easy to set up and manage your account online

Open now

Open now in under 5 minutes

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Set aside savings

flexiRates

Reduce the temptation to spend by setting aside savings in your eligible everyday account.

⁷

fixed rate

Why a flexiRate?

Get a higher return on savings in your transaction account
And get started with as little as $1

Choose a fixed term (1-12 months)
If you need to access your money early, an interest rate adjustment will apply.

Get started and manage your flexiRates easily online

Find out more

Lock away savings

Term Deposits

Enjoy the certainty of traditional term savings.

⁸

fixed rate for balances $100,000 - $999,999

Why a Term Deposit?

Get a guaranteed return on savings you leave untouched for a set period
Invest from $5,000

Choose a fixed term (1-60 months)
If you need to access your money early, an administration fee and 31-day wait period will apply.

Set up a Term Deposit in branch or by phone

Find out more

Is a joint account right for you?

Learn more about opening a joint account and making your money work together.

Find out more

Benefits of banking with us

No ATM Operator Fees
Fee-free^¢ withdrawals at Suncorp Bank ATMs, atmx ATMs, plus the Big 4 ATMs

Easy online banking
Bank your way with the award-winning Suncorp Bank App and Suncorp Bank Internet Banking

Security
We’re committed to protecting your personal information

Things you should know

Home Loan, Personal and Business Banking products are issued by Suncorp Bank (Norfina Limited ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence 229882) to approved applicants only. Eligibility criteria, conditions, fees and charges apply and are available on request. Please read the relevant Product Information Document and terms and conditions before making any decisions about whether to acquire a product.

7. An Everyday Options Account or a Carbon Insights Account is required to access flexiRates.

8. Advertised rates not available for alternative Interest Payment frequencies. Minimum investment $5,000. Negotiated Rates available for amounts over $2,000,000.

^¢Suncorp Bank is a member of the atmx by Armaguard (atmx) ATM Network. The deposit is taken by Armaguard on behalf of Suncorp Bank (Norfina Limited ABN 66 010 831 722 AFSL No 229882) at all atmx ATMs. Fee-free access applies to the following transactions: a successful cash withdrawal, account balance enquiry, PIN change, transfer between Suncorp Bank accounts, or a cash deposit using a Suncorp Bank Visa Debit or Suncorp Bank eftpos Card. Daily withdrawal limits apply. Deposit up to 90 notes per transaction. Cheques deposits are not accepted at atmx ATMs for Suncorp Bank Customers. Terms and conditions apply. Find out more on our Suncorp Bank ATMs page.

^†A Suncorp Bank Visa Debit Card is required. Suncorp Bank Visa Debit Cards are not available to overseas residents, Trustee accounts, accounts where the number to sign to operate is two or more (no form of card access is allowed) or a child under the age of 11. Suncorp Bank Visa Debit Cards must have an account linked as Primary Credit Relationship. Each customer may only have one Suncorp Bank Visa Debit Card per Primary Credit account.

^ƒ flexiRates allows you to earn higher interest rates by locking away a portion of your savings within your account for periods up to 12 months. flexiRates can only be opened and accessed online.

^»The carbon emissions data provided is an estimate only and calculated using data provided by Cogo (a third party provider) relating to industry averages of carbon emissions per dollar spent for different merchant types (Industry Data). Calculations are based on averages only and are not specific to each item purchased at individual merchants and do not reflect individual merchants sustainability practices.

^£Some transactions which may cause the account to become overdrawn include fees and other transactions that occur when Suncorp Bank is processing offline. If your account becomes overdrawn and has a negative balance we will not charge overdrawn fees or interest on the Everyday Essentials or Carbon Insights Account.

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