Earn 40,000 bonus Qantas Points on the Clear Options Platinum Credit Card.1

Earn 40,000 bonus Qantas Points on the Clear Options Platinum Credit Card.1

Earn Qantas Points on your purchases and put it towards your next holiday.

Apply for a limited time offer on the Clear Options Platinum Credit Card. Earn 40,000 bonus Qantas Points when you enrol to earn Qantas Points and spend $4,500 in the first 3 months.1

A $129 annual fee plus a $49 p.a. fee to earn Qantas Points will apply.8

Ready to apply? Don’t forget to have your Qantas Frequent Flyer number handy!1
Apply now

Why choose the Clear Options Platinum Credit Card - bonus Qantas Points offer?

Balance Transfer Offer

0% p.a. for 12 months on balance transfers.2 Reverts to cash advance rate. No interest free days are available on retail purchases while you have a balance transfer

Rewards

Earn 0.5 Qantas Points for every $1 spent on Eligible Transactions, capped at $8,000 per Statement Period 3

Platinum Privileges

Enjoy premium benefits such as complimentary insurances including International Travel Insurances 4

Why choose the Suncorp Clear Options Platinum Credit Card - bonus Qantas Points offer?

Balance Transfer Offer

0% p.a. for 12 months on balance transfers.2 Reverts to cash advance rate. No interest free days are available on retail purchases while you have a balance transfer

Rewards

Earn 0.5 Qantas Points for every $1 spent on Eligible Transactions, capped at $8,000 per Statement Period 3

Platinum Privileges

Enjoy premium benefits such as complimentary insurances including International Travel Insurances 4

Personal 24 hour concierge service

Let us assist you with travel bookings, event & hotel bookings, personal shopping, conference services and more. Please call 1800 639 607.

International Travel Insurance

Cardholders are entitled to International Travel Insurance which may cover you and your family when travelling overseas, for medical expenses, loss or theft of personal items, unexpected trip cancellation and more. (Terms, conditions and exclusions apply. Refer to our forms and documents page for further information). 4

Domestic Travel Insurance

Cardholders may be eligible for Domestic Travel Insurance which may cover you for up to 14 days when travelling within Australia for loss or theft of personal belongings, emergency replacement of luggage, unexpected trip cancellation and more. (Terms, conditions and exclusions apply. Refer to our forms and documents page for further information). 4

Extended Warranty Insurance

Cardholders may be entitled to extended warranty insurance of up to 12 months in addition to the covered product's Australia warranty period, which you purchase on your Suncorp Bank credit card as outlined in the Suncorp Bank Credit Cards Complimentary Insurance Policy Information Booklet.4

Complimentary Suncorp Bank Credit Card Rewards Program

eVouchers, Select and Credit, Cashback and more 3

Credit Card Terms & Conditions

For more details about our Clear Options Platinum Credit Card, please visit the forms and documents page.

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Home Loan, Personal and Business Banking products are issued by Suncorp Bank (Norfina Limited ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence 229882) to approved applicants only. Eligibility criteria, conditions, fees and charges apply and are available on request. Please read the relevant Product Information Document and terms and conditions before making any decisions about whether to acquire a product.

National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) is the credit provider and issuer of Suncorp Bank Clear Options Credit Cards. Suncorp Bank (Norfina Limited ABN 66 010 831 722 AFSL No 229882) promotes and distributes Suncorp Bank Clear Options Credit Cards on NAB's behalf under an agreement with NAB. NAB has acquired the business relating to this credit from Citigroup Pty Ltd (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) (“Citi”) and has appointed Citi to assist to administer the Credit Cards. Suncorp Bank will not guarantee or otherwise support NAB's obligations under the contracts or agreements connected with the Credit Cards (other than those relating to Internet Banking and Telephone Banking).

Terms and conditions, fees and charges apply and are available on request. Existing Suncorp Bank Credit Cardholders are not eligible to apply for introductory offers. Introductory credit card offers are not available in conjunction with a Home Package Plus package or any other offer. Should you choose to take up an introductory offer an Annual Card fee will apply.

To obtain a copy of the respective Target Market Determination (TMD) document related to Suncorp Bank Clear Options Credit Cards, please visit the forms and documents page.

1. Offer commenced 4 October 2023. To earn 40,000 bonus Qantas Points, you must apply for a new Suncorp Bank Clear Options Platinum Credit Card before the offer is withdrawn, enrol in Suncorp Bank Credit Card Qantas Frequent Flyer, which has a $49 p.a. fee, then spend $4,500 or more on eligible purchases within 3 months from approval. Please note, purchases must be processed and charged to your account within the spend period. Eligible purchases exclude Cash Advances, Balance Transfers, Special Promotions, refunds and chargebacks, purchases of foreign currency and traveller cheques, transactions made in operating a business, payments to other Suncorp Bank accounts, bank fees and charges, such as interest and ATM charges and transactions made using points. The bonus Qantas Points will be credited to your Qantas Frequent Flyer account within 8 weeks of meeting the spend criteria. Your Account must remain open, in good standing (for example your account is not in default, suspended or closed) and be enrolled to earn Qantas Points with the Suncorp Bank Clear Options Platinum Credit Card at a cost of A$49 per year. All rewards are subject to the Suncorp Bank Credit Card Rewards Program terms and conditions. You must be a Qantas Frequent Flyer member and have advised us of your Qantas Frequent Flyer number to earn Qantas Points with the Suncorp Bank Clear Options Platinum Credit Card. Membership and points are subject to the Terms and Conditions of the Qantas Frequent Flyer program. Any eligible spend will not contribute to this bonus points offer until a Qantas Frequent Flyer number is provided. We reserve the right to withdraw or change the offer at any time without notice. It is not available in conjunction with Suncorp Bank Credit Card Rewards offers or a Home Package Plus package. 

2. Your total Balance Transfers may not exceed 80% of your Credit Limit. A 0% p.a. interest rate applies to balances transferred with this offer for a period of 12 months. The 12 months promotional period commences when the Balance Transfer is processed, and you must make the Balance Transfer request within 3 months from approval to receive this offer. At the end of the Balance Transfer period, the interest rate on any outstanding transferred balance will revert to the applicable Annual Percentage Rate for Cash Advances, currently 21.99% p.a. Please note, you are not entitled to any interest free days on retail purchases whilst you have a Balance Transfer. This means that all spend will be charged interest at the applicable Annual Percentage Rate. For important information to consider before taking up a balance transfer, please refer to our balance transfer FAQs. Offer commenced 14 March 2024. We reserve the right to withdraw or change the offer at any time without notice.

3. All rewards are subject to the Terms and Conditions of the Suncorp Bank Credit Card Rewards Program. An Eligible Transaction means any purchase excluding (but not limited to) Cash Advances, Balance Transfers, Special Promotions, BPAY payments, purchases of foreign currency and travellers cheques, transactions made in operating a business, payments to other Suncorp Bank accounts, bank fees and charges such as interest and ATM charges, transactions made using Points and government related transactions. Please refer to the full definition of Eligible Transaction which is set out on page 3 of the Rewards Program terms and conditions for further information on government related transactions in addition to how an Eligible Transaction will be determined. The Suncorp Bank Clear Options Platinum Credit Card primary cardholder must be a Qantas Frequent Flyer member to earn bonus Qantas points. Membership and points are subject to the Terms and Conditions of the Qantas Frequent Flyer program. Please note a joining fee of A$49 p.a. applies to earn Qantas Points with the Suncorp Bank Clear Options Platinum Credit Card.

4. Complimentary insurance covers: Terms, limitations, conditions and exclusions apply. Refer to the Complimentary Insurance Policy Information Booklet for further information. AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued a Complimentary insurance group policy to National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) which allows eligible NAB account holders and cardholders to claim under it as third party beneficiaries by operation of s48 of the Insurance Contracts Act 1984 (Cth). NAB is the credit provider and issuer of Suncorp Bank credit cards. NAB has acquired the business relating to these products from Citigroup Pty Limited (ABN 88 004 325 080, AFSL and Australian credit licence 238098) (“Citi”). Citi has agreed with NAB to provide transitional services in relation to the transferred business. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. The terms, conditions, limits and exclusions of the group policy are set out in the Complimentary Insurance Policy Information Booklet Terms and Conditions which may be amended from time to time. Neither NAB nor Citi nor any of its related corporations guarantee this insurance.

5. Visa Entertainment Offers supplied by Visa. Visit www.visaentertainment.com.au for details.

6. The Annual Percentage Rate for cash advances for the Suncorp Bank Clear Options Platinum Credit Card is currently 21.99% p.a. The Annual Percentage Rate for purchases is currently 20.74% p.a. Interest rates are variable and subject to change. Interest rates current as at 1 July 2023.

7. The interest free period applies when you pay your full closing balance from your last statement of account by the payment due date (excluding any fixed payment option balance which isn’t due for payment by that payment due date). No interest free period is available on cash advances or balance transfers Whilst you have a balance transfer you will be charged interest on your daily unpaid balance.

8. Annual Credit Card fee of $129 applies. Additionally, this promotion is only available if you enrol to earn Qantas Points at a cost of $49 p.a.

9. We charge you an international transaction fee of 3.4%, of which a 1% service and assessment fee is payable by us to Visa, for any retail purchase or cash advance transaction in; foreign currency, once converted to Australian dollars; and/or Australian dollars (or any other currency), when either the merchant or its financial institution/payment processor is located overseas. Note: It may not always be clear that the merchant or its financial institution/payment processor is located outside Australia.